Investment Type
Scenario
Property
Enter the listed or agreed purchase price before any fees.
Construction
Off-plan developers typically sell at 8–15% below the property's current market value — this is your instant equity at handover. Enter 0 if you're paying full market price. Mortgage starts at handover, not during construction.
Mortgage
Leverage lets you control a larger asset with less cash — amplifying both gains and losses. UAE banks lend up to 80% LTV for expats.
Rental Income
Use realistic market rent for the area. Check Ejari data or ask your agent for comparable units.
Market Assumptions
Conservative estimates produce safer projections. Scenarios above auto-fill these based on typical Dubai market ranges.
Dubai average: 5% (DLD 4% + Admin Fees)
Selling costs are typically paid by the buyer in Dubai (DLD 4% + agent 2%). As a seller, you may only incur a developer NOC fee (AED 500–5,000) and mortgage discharge fees if applicable.
Projected Annual ROI
—
per year on your cash invested
Net Rental Yield
+0.0%
Year 1 on property price
Monthly (yr 4+)
0 AED
After all costs
Total ROI (10 yrs)
+0%
Total gain on cash in
Total Profit
0 AED
Including sale
For illustrative purposes only. Figures are projections based on your inputs and do not constitute financial advice. Actual returns depend on market conditions, property location, tenant occupancy, financing terms, and regulatory changes. Consult a qualified financial or real estate advisor before making investment decisions.
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